Saving money's hard, which is why the best way to save is without thinking about it.
According to a 2015 study, 21 percent of Americans don't have a savings account. If you can relate, or if you're looking for ways to beef up your bank account without stressing about it, here's how:
1. Automate it. Set up auto-pay to transfer money from your checking account to your savings every month.
2. Open a savings account. The best way to save is to open a savings account. It'll also inspire you to make good financial decisions.
3. Don't just depend on your credit card. "A savings account can help protect you from sky credit card interest rates when life inevitably happens,” says financial planner David Rae.
4. Time is on your side. Put away $10 every week. If you start when you're 18, you'll have saved $24,440 by the time you're 65. That's something!
Photo: Getty Images